AP is a flexible way of increasing your pension if you’re an active member of the NHS Pension Scheme.
It allows you to buy extra annual pension.
You can choose to pay this as:
- a lump sum
- regular monthly instalments for a minimum of one year up to a maximum of 20 years
You must make the application and complete all payments before your normal pension age (NPA). The NPA for the 2015 Scheme is your State Pension age, or age 65, if later.
If you take your pension before your NPA, the AP will be paid with a reduction for early payment alongside your pension.
You can read more information about AP on our NHS Pensions online Knowledge Base.
Applying for AP
To apply, use the AP calculator and complete the attached AP1 form.
This can be sent to us by email at dentalpensions@nhsbsa.nhs.uk or by post to:
NHSBSA
Dental Pension Administration
PO Box 679
Newcastle upon Tyne
NE5 2DZ
Payments
Lump sum
This can be paid by Bacs (Bankers Automated Clearing System).
You must use your contract number as the reference.
The branch is NatWest.
England
Name: Dental Services England
Sort code: 60-70-80
Account number: 10008497
Wales
Name: Dental Services Wales
Sort code: 60-70-80
Account number: 10008500
Monthly instalments
The AP will be deducted from your contract each month if you have enough monthly pay.