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The Hypothetical Annuity Cost is a figure that is intended to show what the equivalent cost of your pension benefits might be if you were to purchase similar benefits on the open market, as at the effective date of the statement. It is a figure that is hypothetical and based on market conditions and factors at this date; costs could vary significantly at different dates.

This amount is for information only and it is not possible to take this value from the pension scheme and it must not be used as a Cash Equivalent Transfer Value (CETV) or for divorce purposes.

 

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