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1995 Section

Your application to transfer benefits must be made within 12 months of joining the Scheme. This must be before your Normal Pension Age (NPA) which is 60.

You can transfer in benefits you’ve accrued during a break in membership or NHS employment. You must request this within 12 months of rejoining the NHS Pension Scheme.

2008 Section

Your application to transfer benefits must be made within 12 months of becoming eligible to join the Scheme. This must be before your NPA which is 65.

You can transfer in benefits you’ve accrued during a break in membership or NHS employment. You must request this within 12 months of being eligible to rejoin the Scheme.

2015 Scheme

Your application to transfer benefits must be made within 12 months of being eligible to join the Scheme. This must be before your NPA which is the same as your State Pension Age or age 65 if that is later.

You must use the time limit for your previous scheme membership if you’ve moved to the 2015 Scheme through choice. This also applies if you had Tapered or No Protection.

You can transfer in benefits you’ve accrued during a break in membership or NHS employment. You must  request this within 12 months of being eligible to rejoin the Scheme.

Club terms

If you’re transferring benefits under club terms you must be under the NPA of the sending and receiving scheme. You must apply for the transfer and return the signed option forms within 12 months of joining. The gap between leaving your previous scheme and joining the NHS Pension Scheme must be no more than 5 years.

If the above time limits are not met, the transfer may still proceed however this will not be on club terms.

‘Transfer In’ guide and application pack is on the NHS Pensions website.

A transfer in request is only guaranteed if the application is received within the time limits.

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