The UAF calculation works by increasing the amount of benefit that would be payable by a proportion of the extra benefit that you would have earned if you’d remained as a Mental Health Officer (MHO) until retirement. This includes any doubled years.
The proportion is equal to the ratio of your MHO membership to your total potential membership to age 55. This does not include any doubled years.
The formula is:
Final years pensionable pay x Actual MHO membership x Total potential membership to age 55
80 (accrual rate) Potential membership to age 55
This calculation formula is the same for a member who has tapered protection or no protection.
The calculation provides you with the highest pension which you’ll receive.
Uniform accrual is only tested at retirement. We cannot provide an estimate.