The earliest age that you can draw your pension is known as the minimum pension age.

The minimum pension age varies depending on the section or scheme you are in and when you started pensionable employment.

If your reduced pension is less than the Guaranteed Minimum Pension (GMP), you will not be able to take ARER benefits. We will advise you if this is the case.

2008 Section and 2015 Scheme 

The minimum pension age is 55.

1995 Section 

If you were an active member of the 1995 Section of the Scheme between 31 March 2000 and 5 April 2006 you can take your pension from age 50.

If you were a new entrant after 5 April 2006 then you can take your pension from age 55.

Deferred members who later returned to the NHS Pension Scheme and joined the 2008 Section are unable to claim the pension built up in the 1995 Section until age 55.

If you left the scheme before 31 March 2000 you will not have the option to take early retirement unless you have returned to the 1995 section of the Scheme on or after 06 April 2000. If you return before 05 April 2006 your minimum pensionable age will be 50, otherwise it will be 55.

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