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If you have dependent children, a children’s pension may be payable on your death.

View a list of possible child dependents.

A children’s pension can be claimed at any time after the death.

Nominating a child

Details of who the children’s pension should be paid to are requested on the Dependent Claim Form (DCF). It can be paid either to the person who has care of the children, or the child themselves if they’re 17 years old or over.

In some circumstances we may require evidence to confirm the child was financially dependent on you. If this is required, we’ll contact your Legal Personal Representative.

When a child turns 17, they can submit a DCF with their own bank account details to receive the payment directly.

A children’s pension is taxable. This is deducted against their own tax code.

How is a children’s pension calculated

The benefits that will be payable depend on which scheme you’re a member of and your circumstances at the time of your death. This includes how many dependent children there are and whether you were in active service or had left the scheme or retired.

What age can a children’s pension be paid to

Membership started on or after 1 April 2008

The child must be either:

  • under the age of 23
  • aged 23 or over and incapable of earning a living due to permanent physical or mental illness.

We need a medical certificate or a letter from the doctor explaining the condition.

Membership ended before 1 April 2008

The child must be either:

  • under the age of 17
  • aged 17 or over but has not reached the age of 23 and is in full-time education or training
  • aged 17 or over and incapable of earning a living due to permanent physical or mental illness.

The pension may still be payable if the child has been accepted for either:

  • an apprenticeship
  • vocational training
  • an internship.

You must tell us to stop the payment if a child takes a gap year from full-time education. If they return to education after the gap year, we will need evidence of this to start the payment again..

Address:

NHS Pensions
PO Box 2269
Bolton
BL6 9JS

Retired before 6 April 2006

If you retired before 6 April 2006 the maximum age limit of 23 does not apply.

Visit the website for more information on children’s pension.